My Personal Journey with Insurance and Diabetes Management: Why I Chose a Smarter Way

My Personal Journey with Insurance and Diabetes Management: Why I Chose a Smarter Way

Discover how Dexcom Stelo CGM and HEALDX offered a proactive, cost-effective alternative to traditional insurance for diabetes management, allowing me to regain control over my health.

Posted on

Nov 6, 2024

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Posted on

Nov 6, 2024

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For over 22 years, I’ve been paying into various health insurance plans—about $158,400 in total, with deductibles climbing from $0 in 2004 to $4,500 per person in 2023. Despite being diagnosed as pre-diabetic and diabetic over the years, I have never met my deductible. The only time I came close was when my daughter was born, and even then, I ended up paying $4,500 out-of-pocket for what was supposed to be covered.

This experience has led me to question the efficiency of traditional health insurance, especially when it comes to managing diabetes and pre-diabetes—conditions that affect millions of Americans. I began looking for smarter solutions and found that managing diabetes doesn’t have to be a complicated, expensive process if approached the right way.

How Insurance Falls Short for Diabetes Management

Health insurance is designed to cover catastrophic, low-probability events. However, metabolic disorders like diabetes aren’t sudden—they progress slowly and steadily, demanding continuous care. Insurance premiums, deductibles, and co-pays don’t align well with these needs. Insurance companies profit when the likelihood of a claim is low, and unfortunately, for many, this means the high-probability costs of managing chronic conditions like diabetes often fall on the patient’s shoulders.

This is where traditional health insurance becomes more of a financial burden than a benefit. You’re paying monthly premiums, but unless you hit a high deductible, the coverage may not even kick in for the very condition you’re trying to manage daily.

The Smarter Choice: STELO CGM and HEALDX

I soon realized that I needed to take a more proactive approach to managing my diabetes, rather than relying on a reactive insurance system. That’s when I discovered STELO CGM and the HEALDX platform, a game-changer in how I manage my health

Here’s why it made sense:

  1. Prevention and Reversal

Diabetes is both preventable and reversible with the right intervention, but it requires continuous monitoring and lifestyle adjustments. With STELO CGM, I can see my glucose levels in real-time, allowing me to make daily decisions that positively affect my health. No waiting for insurance approvals or jumping through hoops.

  1. Cost Efficiency

Using FSA/HSA dollars to purchase STELO CGM gives me a 20-30% pre-tax savings—a massive relief when you consider how much out-of-pocket expenses could add up over time. The best part? There’s no need to visit a doctor to get the device or worry about co-pays and deductibles. You take control of your health without constantly relying on your insurance company to decide what’s covered.

  1. All-in-One Health Management

Managing diabetes isn’t just about glucose monitoring. You need to track your nutrition, activity levels, sleep patterns, and much more. The HEALDX platform offers a comprehensive solution:

  • Smart scales to track your BMI and vital stats.

  • A nutrition app that helps you plan meals according to your glucose readings.

  • AI-driven tools to calculate your macronutrient needs for optimal health and diabetes reversal.

  • Blood tests to baseline any deficiencies that could impede your progress.

HEALD X STELO

Start your plan at

COUPON CODE

HEALDXMAS

FSA/HSA Eligible

Get 10% off on HealdXstelo

Buy Now @ $80

HEALD X STELO

Start your plan at

COUPON CODE

HEALDXMAS

FSA/HSA Eligible

Get 10% off on HealdXstelo

Buy Now @ $80

HEALD X STELO

Start your plan at

COUPON CODE

HEALDXMAS

FSA/HSA Eligible

Get 10% off on HealdXstelo

Buy Now @ $80

HEALD X STELO

Start your plan at

COUPON CODE

HEALDXMAS

FSA/HSA Eligible

Get 10% off on HealdXstelo

Buy Now @ $80

  1. Human Support and Expertise

Managing all this data on your own can be overwhelming, but HEALDX also offers nutritionist support, expert consultations with endocrinologists, and access to a full support network. Unlike insurance plans that make you fight for coverage, you get personalized care without the paperwork.

HEALD Diabetes WhatsApp Community

HEALD Diabetes WhatsApp Community

HEALD Diabetes WhatsApp Community

HEALD Diabetes WhatsApp Community

The Heald Whatsapp Community is a goldmine of suppport and information for those on their diabetes reversal journey.

The Heald Whatsapp Community is a goldmine of suppport and information for those on their diabetes reversal journey.

The Heald Whatsapp Community is a goldmine of suppport and information for those on their diabetes reversal journey.

The Heald Whatsapp Community is a goldmine of suppport and information for those on their diabetes reversal journey.

Join Our Community

Taking Charge of My Health, My Finances, and My Future

The biggest lesson I’ve learned through this journey is that I need to be in control of my health—not the insurance companies. Insurance should be there for catastrophic events, but for the daily management of a condition like diabetes, you need a solution that is proactive, easy to use, and financially smart.

The combination of STELO CGM and the HEALDX platform has allowed me to take full control of my diabetes management without the headaches of deductibles, co-pays, or complicated insurance claims. It’s not only a healthier choice but a financially smarter choice, especially when you think of how much money can be saved on future medical expenses by reversing diabetes now.

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logo-Heald

Get Connected with us on:

Address:

Completum health Inc,
Tech Alpharetta
925 North Point Parkway, Suite 130, Alpharetta, GA 30005

reverse@iheald.com

+1 (470) 934-0043

© Copyright Heald. All Rights Reserved

logo-Heald

Get Connected with us on:

Address:

Completum health Inc,
Tech Alpharetta
925 North Point Parkway, Suite 130, Alpharetta, GA 30005

reverse@iheald.com

+1 (470) 934-0043

© Copyright Heald. All Rights Reserved

logo-Heald

Get Connected with us on:

reverse@iheald.com

+1 (470) 934-0043

© Copyright Heald. All Rights Reserved